Terms of Service

Welcome to RiteFinance. By accessing or using our website and related services (“Services”), you agree to these Terms of Service (“Terms”). Please read them carefully before using the platform.

Acceptance of Terms

By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you may not use our Services.

Eligibility

You must be at least 18 years old or have the legal capacity to enter into a binding agreement to use our Services.

Use of Services

You agree to:

• Use our Services only for lawful purposes
• Not misuse, disrupt, or interfere with the security or integrity of the system
• Provide accurate information when registering or submitting data

We may suspend or terminate accounts found violating these Terms.

Intellectual Property

All content, branding, text, graphics, and software associated with RiteFinance are our exclusive property and are protected by copyright and trademark laws. You may not reproduce, modify, or distribute our materials without written consent.

Payments and Subscriptions

Consumers pay nothing to use our matching service. Brokers and advisors who buy leads are quoted individually. Pricing is confirmed in writing and invoiced in Canadian dollars (CAD), plus applicable taxes (GST/HST/QST). Requesting or booking a demo does not create a binding agreement until we both confirm the quote. Lead fees are non-refundable except as stated in your written quote or as required by law.

Brokers & Lead Purchases

If you buy leads from us, you confirm that:

• You hold, and will keep, every licence or registration required to sell the relevant product in each province or territory you receive leads for
• You will contact leads only as the law permits, including Canada’s Anti-Spam Legislation (CASL), the National Do Not Call List rules, and applicable privacy law
• You will use lead information only to respond to the consumer’s request and will not resell it

RiteFinance does not guarantee that any lead will result in a sale. We are a lead and matching service, not a mortgage or insurance broker, and we do not give financial advice.

Disclaimer of Warranties

Our Services are provided “as is” and “as available.” We do not guarantee uninterrupted operation or error-free performance.

Limitation of Liability

To the fullest extent permitted by law, RiteFinance and its affiliates are not liable for any indirect, incidental, or consequential damages arising from your use of the Services.

Termination

We reserve the right to suspend or terminate your access at any time for violating these Terms or engaging in harmful activities.

Governing Law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable there, without regard to conflict of law principles. You agree to the exclusive jurisdiction of the courts of Ontario, except where consumer protection law gives you the right to bring a claim elsewhere.

Contact Us

If you have questions or concerns about these Terms, please contact: hello@ritefinance.ca